Being an owner-occupant landlord can offer many benefits including:

• Reduce or eliminate your own housing cost (the biggest expense for most people)

• Create stability for your future

• Generate income to cover the costs of insurance, taxes and the mortgage

• Build equity and wealth for future generations

• Diversification of income beyond a 401K and Social Security

• Social interaction and a sense of purpose

I’ve been a landlord and real estate investor for over 25 years. As a senior citizen, I am concerned about inflation eating into my nest egg and diminishing the purchasing power of my retirement income. I’ve watched the rate of property taxes and home insurance soar much faster than inflation. The Federal deficit continues to climb, and now there are constant threats to cut Social Security benefits and Medicare benefits. I believe that having a 401k is not enough.

Income producing real estate has been a vehicle for millions of small landlords for over one hundred years. It remains a viable source of income for many adults of all age levels . Real estate that produces income while also providing a source of shelter for adults is simply a smart strategy for getting through the ups and downs of our unpredictable economy.

In 2021 I moved into retirement and chose to be an owner-occupant landlord to keep my cost of living down, while owning real estate as a hedge against inflation.

Through this website and videos, I share proven, time-tested techniques to control and minimize your housing costs while building equity and keeping a roof over your head.